Here's a quick breakdown of how ALEX is calculating recommendations tailored to you.
ALEX helps you find the best plan by analyzing data from people like you to predict your medical costs and risks. Here’s how it works.
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- ALEX identifies people like you who have similar health care usage
- ALEX looks at their spending across different services
- ALEX ranks your plans based on your preferences
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Your Healthcare Usage
To understand your risk, ALEX takes into account if you have low, moderate, or high levels of medical spending each year. This is your total price of medical care, including what you pay and what your insurance covers.
Your Potential Spending
ALEX breaks down how often people like you use different types of health care, and how much they spend on each. These are things like office visits, labs, emergency visits, and hospital visits.
ALEX can see the range of total medical bill costs within each of those health care types, and it helps to estimate how much you may spend on each of those, too.
Your Results
ALEX looks at claims data and spending patterns of people like you to estimate your costs for a typical year, as well as your risk of high out-of-pocket spending. Combined with plan premiums and your financial preferences, ALEX then scores and ranks your options to find the plan that best fits your needs.
Would you like to see a detailed explanation of your specific plan recommendations?
Please visit ALEX Go, our text-based product to get a breakdown tailored to your situation!